U.S. Treasuries Securities

In today's uncertain investment environment, U.S. Treasuries Securities offer a conservative option for investors concerned about the impact of the recent economic downturn on their savings.

The federal government issues U.S. Treasury securities to raise funds and help pay off its debt. The U.S. government guarantees that interest and principal payments will be paid on time, making securities a source of dependable cash flow.

There are several different kinds of Treasuries Securities, which range from short- to long-term investments. Securities are sold at Treasury auctions, and include treasury bills, notes, bonds, TIPS, and U.S. Savings Bonds.

  • Treasury Bills mature in a year or less, and are sold at below par (face) value. When matured, owners can sell them and receive their par value.
  • Treasury Notes and Bonds pay a fixed rate of interest on a semi-annual basis until they mature. Treasury notes mature between two to 10 years, while longer-term bonds mature in 30 years.
  • Treasury Inflation-Protected Securities (TIPS) pay interest on a semi-annual basis, and their principal value is adjusted twice a year to reflect inflation rates.

Contact us today to learn about how U.S. Treasuries Securities can benefit your investment portfolio.

Government bonds and Treasury bills are guaranteed by the US government as to the timely payment of principal and interest and, if held to maturity, offer a fixed rate of return and fixed principal value. 

Treasury Inflation-Protected Securities, or TIPS, are subject to market risk and significant interest rate risk as their longer duration makes them more sensitive to price declines associated with higher interest rates.